Income Replacement
Denials / Reinstatement

Being unable to work can be overwhelming. And if your income replacement benefits (group insurance LTD is declined or terminated, it can leave you feeling helpless. This can become more complex if you are caring for others financially or providing emotional support. We can help  navigate through getting your benefits approved or reinstated. Let us be your advocate. We know the system and we have experience winning these battles.

Income Replacement Denials/
Reinstatement

Being unable to work can be overwhelming and if your income replacement benefits (group insurance LTD) are declined or terminated, it can leave you feeling helpless. This can become more complex if you were caring for others financially or providing emotional support.

We can help  navigate through getting your benefits approved or reinstated.

Let us be your advocate. We know the system and we have experience winning these battles.

Group Insurance Long Term Disability:

When you are dealing with a chronic illness, injury or disease, your ability to cope is depleted.

When it feels like you are all alone; we are here and we understand.  

It can be emotionally stressful if you are already isolated from your regular routine due to a disability and then discover money you were counting on through your group insurance LTD policy isn’t paid. Fear, anger and anxiety set in as you try to figure out how to pay bills.

When finding a solution starts to feel impossible, let us help you navigate through your appeal.  We have decades of group insurance experience.  With a passion for the work we do, we are committed to resolving your claim, so you can focus on your health, medical appointments and your family.

Did you know?

Most group insurance contracts have a Life Waiver of Premium Benefit, this means that the monthly premium for your group life insurance is waived and the coverage maintained while you are receiving LTD.  If your LTD claim is declined or terminated, this is another reason to appeal the decision.

Insurance claim denied? Benefits interrupted unfairly? Give us a call.

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